Christoffer O. Hernæs

Christoffer O. Hernæs is chief digital officer of Sbanken, Norway’s first digital-only bank and leading challenger bank.

Latest from Christoffer O. Hernæs

Privacy

Who gets to own your digital identity?
Christoffer O. Hernæs

Aug 22, 2019
Crypto

Do you need a blockchain?
Christoffer O. Hernæs

Apr 19, 2018

Is technology contributing to increased inequality?
Christoffer O. Hernæs

Mar 29, 2017
Fintech

Cash is no longer king
Christoffer O. Hernæs

Feb 26, 2017
Fintech

What Facebook’s European payment license could mean for banks
Christoffer O. Hernæs

Jan 12, 2017
Biotech & Health

The ethics of transhumanism
Christoffer O. Hernæs

Aug 26, 2016

You can’t have financial inclusion without digital inclusion
Christoffer O. Hernæs

Jul 15, 2016
Banks should not underestimate Facebook Messenger
Christoffer O. Hernæs

Jul 8, 2016
Media & Entertainment

The wide world of e-sports
Christoffer O. Hernæs

May 21, 2016
AI

AI is closer than we know
Christoffer O. Hernæs

Mar 11, 2016

Fintech

Are payments necessary?
Christoffer O. Hernæs

Mar 9, 2016
Hardware

Banks Should Prepare For The Internet Of Things
Christoffer O. Hernæs

Nov 10, 2015
Artificial Intelligence, Legal Responsibility And Civil Rights
Christoffer O. Hernæs

Aug 22, 2015
Fintech

The Future Of Finance Is In Real Time
Christoffer O. Hernæs

Jul 12, 2015

Industry Convergence In Financial Services Is Accelerating
Christoffer O. Hernæs

Apr 27, 2015
Sharing Is Everything But Caring In The Sharing Economy
Christoffer O. Hernæs

Feb 27, 2015
Fintech

The Sharing Economy And The Future Of Finance
Christoffer O. Hernæs

Jan 3, 2015
Fintech

Banks As Commodity Utilities In A New Payment World
Christoffer O. Hernæs

Nov 30, 2014

Ant Financial: The Greatest Victory Is That Which Requires No Battle
Christoffer O. Hernæs

Oct 22, 2014
Fintech

When Payment Processing Becomes A Commodity
Christoffer O. Hernæs

Aug 8, 2014
Transportation

Will Google Enter The Insurance Industry?
Christoffer O. Hernæs

Jun 21, 2014